Annual Percentage Rate (APRs) for purchases |
Non-Variable Rate Program |
to
when you open your account based on your credit worthiness. |
Variable Rate Program |
to
when you open your account based on your credit worthiness. After that, your APR will vary with the market based on the Prime Rate. |
APR for Balance Transfers |
Non-Variable Rate Program |
to
when you open your account based on your credit worthiness. |
Variable Rate Program |
to
when you open your account based on your credit worthiness. After that, your APR will vary with the market based on the Prime Rate. |
APR for Cash Advances |
Non-Variable Rate Program |
to
when you open your account based on your credit worthiness. |
Variable Rate Program |
to
when you open your account based on your credit worthiness. After that, your APR will vary with the market based on the Prime Rate. |
Penalty APR and when it applies |
No penalty rate will be applied. |
How to Avoid Paying Interest on Purchases |
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. |
Minimum Interest Charges |
$0 |
For Credit Card Tips from the Consumer Financial Protection Bureau |
To learn more about factors to consider when applying for or using a credit card visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. |